LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,836
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,724
−HK$2,934/mo
Today · 4.125%
HK$98,658
baseline
▲ 0.50% · 4.625%
HK$104,661
+HK$6,003/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$197,316/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,279
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,049
−HK$2,810/mo
Today · 4.125%
HK$108,859
baseline
▲ 0.50% · 4.625%
HK$114,597
+HK$5,738/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$217,718/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,403
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,869
−HK$3,520/mo
Today · 4.125%
HK$118,389
baseline
▲ 0.50% · 4.625%
HK$125,593
+HK$7,204/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$236,778/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,935
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,259
−HK$3,372/mo
Today · 4.125%
HK$130,631
baseline
▲ 0.50% · 4.625%
HK$137,517
+HK$6,886/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$261,262/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,971
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$134,014
−HK$4,107/mo
Today · 4.125%
HK$138,121
baseline
▲ 0.50% · 4.625%
HK$146,525
+HK$8,404/mo
Deposit HK$12.21M · loan HK$28.50M · min. income ≈ HK$276,242/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,591
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,469
−HK$3,934/mo
Today · 4.125%
HK$152,403
baseline
▲ 0.50% · 4.625%
HK$160,436
+HK$8,033/mo
Deposit HK$12.21M · loan HK$28.50M · min. income ≈ HK$304,806/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,105
−HK$10,479/mo
▼ 0.25% · 3.875%
HK$172,303
−HK$5,281/mo
Today · 4.125%
HK$177,584
baseline
▲ 0.50% · 4.625%
HK$188,390
+HK$10,806/mo
Deposit HK$4.07M · loan HK$36.64M · min. income ≈ HK$355,168/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,903
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$190,889
−HK$5,058/mo
Today · 4.125%
HK$195,947
baseline
▲ 0.50% · 4.625%
HK$206,275
+HK$10,328/mo
Deposit HK$4.07M · loan HK$36.64M · min. income ≈ HK$391,894/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,306 · Scale 2, in force from 26 Feb 2026)