LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,842
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,730
−HK$2,934/mo
Today · 4.125%
HK$98,664
baseline
▲ 0.50% · 4.625%
HK$104,667
+HK$6,003/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$197,328/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,285
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,055
−HK$2,811/mo
Today · 4.125%
HK$108,866
baseline
▲ 0.50% · 4.625%
HK$114,604
+HK$5,738/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$217,732/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,410
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,875
−HK$3,521/mo
Today · 4.125%
HK$118,396
baseline
▲ 0.50% · 4.625%
HK$125,600
+HK$7,204/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$236,792/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,942
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,267
−HK$3,372/mo
Today · 4.125%
HK$130,639
baseline
▲ 0.50% · 4.625%
HK$137,525
+HK$6,886/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$261,278/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,978
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$134,021
−HK$4,108/mo
Today · 4.125%
HK$138,129
baseline
▲ 0.50% · 4.625%
HK$146,534
+HK$8,405/mo
Deposit HK$12.21M · loan HK$28.50M · min. income ≈ HK$276,258/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,600
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,478
−HK$3,934/mo
Today · 4.125%
HK$152,412
baseline
▲ 0.50% · 4.625%
HK$160,446
+HK$8,034/mo
Deposit HK$12.21M · loan HK$28.50M · min. income ≈ HK$304,824/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,115
−HK$10,479/mo
▼ 0.25% · 3.875%
HK$172,313
−HK$5,281/mo
Today · 4.125%
HK$177,594
baseline
▲ 0.50% · 4.625%
HK$188,401
+HK$10,807/mo
Deposit HK$4.07M · loan HK$36.64M · min. income ≈ HK$355,188/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,914
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$190,900
−HK$5,058/mo
Today · 4.125%
HK$195,958
baseline
▲ 0.50% · 4.625%
HK$206,287
+HK$10,329/mo
Deposit HK$4.07M · loan HK$36.64M · min. income ≈ HK$391,916/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,406 · Scale 2, in force from 26 Feb 2026)