LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,856
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,744
−HK$2,934/mo
Today · 4.125%
HK$98,678
baseline
▲ 0.50% · 4.625%
HK$104,683
+HK$6,005/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$197,356/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,301
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,071
−HK$2,811/mo
Today · 4.125%
HK$108,882
baseline
▲ 0.50% · 4.625%
HK$114,621
+HK$5,739/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$217,764/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,427
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,893
−HK$3,521/mo
Today · 4.125%
HK$118,414
baseline
▲ 0.50% · 4.625%
HK$125,619
+HK$7,205/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$236,828/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,961
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,286
−HK$3,372/mo
Today · 4.125%
HK$130,658
baseline
▲ 0.50% · 4.625%
HK$137,545
+HK$6,887/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$261,316/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,998
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,041
−HK$4,109/mo
Today · 4.125%
HK$138,150
baseline
▲ 0.50% · 4.625%
HK$146,556
+HK$8,406/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$276,300/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,621
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$148,500
−HK$3,935/mo
Today · 4.125%
HK$152,435
baseline
▲ 0.50% · 4.625%
HK$160,470
+HK$8,035/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$304,870/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,140
−HK$10,481/mo
▼ 0.25% · 3.875%
HK$172,339
−HK$5,282/mo
Today · 4.125%
HK$177,621
baseline
▲ 0.50% · 4.625%
HK$188,429
+HK$10,808/mo
Deposit HK$4.07M · loan HK$36.65M · min. income ≈ HK$355,242/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,942
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$190,928
−HK$5,059/mo
Today · 4.125%
HK$195,987
baseline
▲ 0.50% · 4.625%
HK$206,318
+HK$10,331/mo
Deposit HK$4.07M · loan HK$36.65M · min. income ≈ HK$391,974/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,666 · Scale 2, in force from 26 Feb 2026)