LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,857
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,745
−HK$2,935/mo
Today · 4.125%
HK$98,680
baseline
▲ 0.50% · 4.625%
HK$104,684
+HK$6,004/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$197,360/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,303
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,073
−HK$2,811/mo
Today · 4.125%
HK$108,884
baseline
▲ 0.50% · 4.625%
HK$114,623
+HK$5,739/mo
Deposit HK$20.36M · loan HK$20.36M · min. income ≈ HK$217,768/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,428
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,895
−HK$3,521/mo
Today · 4.125%
HK$118,416
baseline
▲ 0.50% · 4.625%
HK$125,621
+HK$7,205/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$236,832/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,963
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,288
−HK$3,372/mo
Today · 4.125%
HK$130,660
baseline
▲ 0.50% · 4.625%
HK$137,548
+HK$6,888/mo
Deposit HK$16.29M · loan HK$24.43M · min. income ≈ HK$261,320/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,000
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,044
−HK$4,108/mo
Today · 4.125%
HK$138,152
baseline
▲ 0.50% · 4.625%
HK$146,558
+HK$8,406/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$276,304/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,624
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,502
−HK$3,935/mo
Today · 4.125%
HK$152,437
baseline
▲ 0.50% · 4.625%
HK$160,472
+HK$8,035/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$304,874/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,143
−HK$10,481/mo
▼ 0.25% · 3.875%
HK$172,342
−HK$5,282/mo
Today · 4.125%
HK$177,624
baseline
▲ 0.50% · 4.625%
HK$188,432
+HK$10,808/mo
Deposit HK$4.07M · loan HK$36.65M · min. income ≈ HK$355,248/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,945
−HK$10,046/mo
▼ 0.25% · 3.875%
HK$190,932
−HK$5,059/mo
Today · 4.125%
HK$195,991
baseline
▲ 0.50% · 4.625%
HK$206,322
+HK$10,331/mo
Deposit HK$4.07M · loan HK$36.65M · min. income ≈ HK$391,982/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,694 · Scale 2, in force from 26 Feb 2026)