LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,287
−HK$582/mo
▼ 0.25% · 3.875%
HK$9,576
−HK$293/mo
Today · 4.125%
HK$9,869
baseline
▲ 0.50% · 4.625%
HK$10,470
+HK$601/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,738/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,331
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,608
−HK$282/mo
Today · 4.125%
HK$10,890
baseline
▲ 0.50% · 4.625%
HK$11,464
+HK$574/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,780/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,144
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,491
−HK$352/mo
Today · 4.125%
HK$11,843
baseline
▲ 0.50% · 4.625%
HK$12,564
+HK$721/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,686/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,398
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,730
−HK$337/mo
Today · 4.125%
HK$13,067
baseline
▲ 0.50% · 4.625%
HK$13,756
+HK$689/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,134/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,001
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,406
−HK$411/mo
Today · 4.125%
HK$13,817
baseline
▲ 0.50% · 4.625%
HK$14,657
+HK$840/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,634/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,464
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,852
−HK$393/mo
Today · 4.125%
HK$15,245
baseline
▲ 0.50% · 4.625%
HK$16,049
+HK$804/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,490/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,716
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,236
−HK$528/mo
Today · 4.125%
HK$17,764
baseline
▲ 0.50% · 4.625%
HK$18,845
+HK$1,081/mo
Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$35,528/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,095
−HK$506/mo
Today · 4.125%
HK$19,601
baseline
▲ 0.50% · 4.625%
HK$20,634
+HK$1,033/mo
Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$39,202/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$14,635 · Scale 2, in force from 26 Feb 2026)