LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,287
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,576
−HK$294/mo
Today · 4.125%
HK$9,870
baseline
▲ 0.50% · 4.625%
HK$10,470
+HK$600/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,740/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,332
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,609
−HK$281/mo
Today · 4.125%
HK$10,890
baseline
▲ 0.50% · 4.625%
HK$11,464
+HK$574/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,780/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,145
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,491
−HK$352/mo
Today · 4.125%
HK$11,843
baseline
▲ 0.50% · 4.625%
HK$12,564
+HK$721/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,686/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,398
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,731
−HK$337/mo
Today · 4.125%
HK$13,068
baseline
▲ 0.50% · 4.625%
HK$13,757
+HK$689/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,136/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,002
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,406
−HK$411/mo
Today · 4.125%
HK$13,817
baseline
▲ 0.50% · 4.625%
HK$14,658
+HK$841/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,634/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,465
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,853
−HK$393/mo
Today · 4.125%
HK$15,246
baseline
▲ 0.50% · 4.625%
HK$16,050
+HK$804/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,492/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,717
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,237
−HK$528/mo
Today · 4.125%
HK$17,765
baseline
▲ 0.50% · 4.625%
HK$18,846
+HK$1,081/mo
Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$35,530/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,096
−HK$506/mo
Today · 4.125%
HK$19,602
baseline
▲ 0.50% · 4.625%
HK$20,635
+HK$1,033/mo
Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$39,204/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$14,669 · Scale 2, in force from 26 Feb 2026)