LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,877
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,766
−HK$2,935/mo
Today · 4.125%
HK$98,701
baseline
▲ 0.50% · 4.625%
HK$104,707
+HK$6,006/mo
Deposit HK$20.37M · loan HK$20.37M · min. income ≈ HK$197,402/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,325
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,096
−HK$2,811/mo
Today · 4.125%
HK$108,907
baseline
▲ 0.50% · 4.625%
HK$114,648
+HK$5,741/mo
Deposit HK$20.37M · loan HK$20.37M · min. income ≈ HK$217,814/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,453
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$114,920
−HK$3,522/mo
Today · 4.125%
HK$118,442
baseline
▲ 0.50% · 4.625%
HK$125,649
+HK$7,207/mo
Deposit HK$16.29M · loan HK$24.44M · min. income ≈ HK$236,884/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,990
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$127,315
−HK$3,374/mo
Today · 4.125%
HK$130,689
baseline
▲ 0.50% · 4.625%
HK$137,578
+HK$6,889/mo
Deposit HK$16.29M · loan HK$24.44M · min. income ≈ HK$261,378/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,028
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$134,073
−HK$4,109/mo
Today · 4.125%
HK$138,182
baseline
▲ 0.50% · 4.625%
HK$146,590
+HK$8,408/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$276,364/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,655
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,535
−HK$3,935/mo
Today · 4.125%
HK$152,470
baseline
▲ 0.50% · 4.625%
HK$160,507
+HK$8,037/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$304,940/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,179
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,379
−HK$5,284/mo
Today · 4.125%
HK$177,663
baseline
▲ 0.50% · 4.625%
HK$188,473
+HK$10,810/mo
Deposit HK$4.07M · loan HK$36.66M · min. income ≈ HK$355,326/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,985
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$190,973
−HK$5,060/mo
Today · 4.125%
HK$196,033
baseline
▲ 0.50% · 4.625%
HK$206,366
+HK$10,333/mo
Deposit HK$4.07M · loan HK$36.66M · min. income ≈ HK$392,066/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,731,071 · Scale 2, in force from 26 Feb 2026)