LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,883
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,773
−HK$2,935/mo
Today · 4.125%
HK$98,708
baseline
▲ 0.50% · 4.625%
HK$104,714
+HK$6,006/mo
Deposit HK$20.37M · loan HK$20.37M · min. income ≈ HK$197,416/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,332
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,103
−HK$2,811/mo
Today · 4.125%
HK$108,914
baseline
▲ 0.50% · 4.625%
HK$114,656
+HK$5,742/mo
Deposit HK$20.37M · loan HK$20.37M · min. income ≈ HK$217,828/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,460
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$114,927
−HK$3,523/mo
Today · 4.125%
HK$118,450
baseline
▲ 0.50% · 4.625%
HK$125,657
+HK$7,207/mo
Deposit HK$16.29M · loan HK$24.44M · min. income ≈ HK$236,900/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,998
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$127,324
−HK$3,373/mo
Today · 4.125%
HK$130,697
baseline
▲ 0.50% · 4.625%
HK$137,587
+HK$6,890/mo
Deposit HK$16.29M · loan HK$24.44M · min. income ≈ HK$261,394/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,037
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$134,082
−HK$4,109/mo
Today · 4.125%
HK$138,191
baseline
▲ 0.50% · 4.625%
HK$146,600
+HK$8,409/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$276,382/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,665
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,544
−HK$3,936/mo
Today · 4.125%
HK$152,480
baseline
▲ 0.50% · 4.625%
HK$160,518
+HK$8,038/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$304,960/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,190
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,391
−HK$5,283/mo
Today · 4.125%
HK$177,674
baseline
▲ 0.50% · 4.625%
HK$188,485
+HK$10,811/mo
Deposit HK$4.07M · loan HK$36.66M · min. income ≈ HK$355,348/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,997
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$190,986
−HK$5,060/mo
Today · 4.125%
HK$196,046
baseline
▲ 0.50% · 4.625%
HK$206,380
+HK$10,334/mo
Deposit HK$4.07M · loan HK$36.66M · min. income ≈ HK$392,092/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,731,184 · Scale 2, in force from 26 Feb 2026)