LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,886
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,776
−HK$2,935/mo
Today · 4.125%
HK$98,711
baseline
▲ 0.50% · 4.625%
HK$104,718
+HK$6,007/mo
Deposit HK$20.37M · loan HK$20.37M · min. income ≈ HK$197,422/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,335
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,107
−HK$2,811/mo
Today · 4.125%
HK$108,918
baseline
▲ 0.50% · 4.625%
HK$114,659
+HK$5,741/mo
Deposit HK$20.37M · loan HK$20.37M · min. income ≈ HK$217,836/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,464
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$114,931
−HK$3,522/mo
Today · 4.125%
HK$118,453
baseline
▲ 0.50% · 4.625%
HK$125,661
+HK$7,208/mo
Deposit HK$16.29M · loan HK$24.44M · min. income ≈ HK$236,906/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,002
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$127,328
−HK$3,374/mo
Today · 4.125%
HK$130,702
baseline
▲ 0.50% · 4.625%
HK$137,591
+HK$6,889/mo
Deposit HK$16.29M · loan HK$24.44M · min. income ≈ HK$261,404/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,041
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,086
−HK$4,110/mo
Today · 4.125%
HK$138,196
baseline
▲ 0.50% · 4.625%
HK$146,605
+HK$8,409/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$276,392/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,669
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,549
−HK$3,936/mo
Today · 4.125%
HK$152,485
baseline
▲ 0.50% · 4.625%
HK$160,523
+HK$8,038/mo
Deposit HK$12.22M · loan HK$28.51M · min. income ≈ HK$304,970/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,196
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,396
−HK$5,284/mo
Today · 4.125%
HK$177,680
baseline
▲ 0.50% · 4.625%
HK$188,492
+HK$10,812/mo
Deposit HK$4.07M · loan HK$36.66M · min. income ≈ HK$355,360/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,003
−HK$10,050/mo
▼ 0.25% · 3.875%
HK$190,992
−HK$5,061/mo
Today · 4.125%
HK$196,053
baseline
▲ 0.50% · 4.625%
HK$206,387
+HK$10,334/mo
Deposit HK$4.07M · loan HK$36.66M · min. income ≈ HK$392,106/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,731,241 · Scale 2, in force from 26 Feb 2026)