LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,290
−HK$582/mo
▼ 0.25% · 3.875%
HK$9,579
−HK$293/mo
Today · 4.125%
HK$9,872
baseline
▲ 0.50% · 4.625%
HK$10,473
+HK$601/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,744/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,335
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,612
−HK$281/mo
Today · 4.125%
HK$10,893
baseline
▲ 0.50% · 4.625%
HK$11,467
+HK$574/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,786/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,148
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,494
−HK$353/mo
Today · 4.125%
HK$11,847
baseline
▲ 0.50% · 4.625%
HK$12,567
+HK$720/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,694/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,402
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,734
−HK$338/mo
Today · 4.125%
HK$13,072
baseline
▲ 0.50% · 4.625%
HK$13,761
+HK$689/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,144/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,005
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,410
−HK$411/mo
Today · 4.125%
HK$13,821
baseline
▲ 0.50% · 4.625%
HK$14,662
+HK$841/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,642/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,468
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,857
−HK$393/mo
Today · 4.125%
HK$15,250
baseline
▲ 0.50% · 4.625%
HK$16,054
+HK$804/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,500/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,721
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,241
−HK$529/mo
Today · 4.125%
HK$17,770
baseline
▲ 0.50% · 4.625%
HK$18,851
+HK$1,081/mo
Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$35,540/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,602
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,101
−HK$506/mo
Today · 4.125%
HK$19,607
baseline
▲ 0.50% · 4.625%
HK$20,641
+HK$1,034/mo
Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$39,214/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$14,890 · Scale 2, in force from 26 Feb 2026)