LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,297
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,586
−HK$294/mo
Today · 4.125%
HK$9,880
baseline
▲ 0.50% · 4.625%
HK$10,481
+HK$601/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,760/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,342
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,620
−HK$281/mo
Today · 4.125%
HK$10,901
baseline
▲ 0.50% · 4.625%
HK$11,476
+HK$575/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,802/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,156
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,503
−HK$353/mo
Today · 4.125%
HK$11,856
baseline
▲ 0.50% · 4.625%
HK$12,577
+HK$721/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$23,712/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,411
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,744
−HK$337/mo
Today · 4.125%
HK$13,081
baseline
▲ 0.50% · 4.625%
HK$13,771
+HK$690/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$26,162/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,015
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,420
−HK$412/mo
Today · 4.125%
HK$13,832
baseline
▲ 0.50% · 4.625%
HK$14,673
+HK$841/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,664/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,479
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,868
−HK$394/mo
Today · 4.125%
HK$15,262
baseline
▲ 0.50% · 4.625%
HK$16,066
+HK$804/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,524/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,734
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,255
−HK$528/mo
Today · 4.125%
HK$17,783
baseline
▲ 0.50% · 4.625%
HK$18,865
+HK$1,082/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,566/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,616
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,116
−HK$506/mo
Today · 4.125%
HK$19,622
baseline
▲ 0.50% · 4.625%
HK$20,657
+HK$1,035/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$39,244/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,508 · Scale 2, in force from 26 Feb 2026)