LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,975
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,867
−HK$2,939/mo
Today · 4.125%
HK$98,806
baseline
▲ 0.50% · 4.625%
HK$104,818
+HK$6,012/mo
Deposit HK$20.39M · loan HK$20.39M · min. income ≈ HK$197,612/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,434
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,208
−HK$2,814/mo
Today · 4.125%
HK$109,022
baseline
▲ 0.50% · 4.625%
HK$114,769
+HK$5,747/mo
Deposit HK$20.39M · loan HK$20.39M · min. income ≈ HK$218,044/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,571
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$115,041
−HK$3,526/mo
Today · 4.125%
HK$118,567
baseline
▲ 0.50% · 4.625%
HK$125,781
+HK$7,214/mo
Deposit HK$16.31M · loan HK$24.46M · min. income ≈ HK$237,134/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,121
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,450
−HK$3,377/mo
Today · 4.125%
HK$130,827
baseline
▲ 0.50% · 4.625%
HK$137,723
+HK$6,896/mo
Deposit HK$16.31M · loan HK$24.46M · min. income ≈ HK$261,654/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,166
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,214
−HK$4,114/mo
Today · 4.125%
HK$138,328
baseline
▲ 0.50% · 4.625%
HK$146,745
+HK$8,417/mo
Deposit HK$12.23M · loan HK$28.54M · min. income ≈ HK$276,656/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,808
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,692
−HK$3,939/mo
Today · 4.125%
HK$152,631
baseline
▲ 0.50% · 4.625%
HK$160,677
+HK$8,046/mo
Deposit HK$12.23M · loan HK$28.54M · min. income ≈ HK$305,262/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,356
−HK$10,494/mo
▼ 0.25% · 3.875%
HK$172,561
−HK$5,289/mo
Today · 4.125%
HK$177,850
baseline
▲ 0.50% · 4.625%
HK$188,672
+HK$10,822/mo
Deposit HK$4.08M · loan HK$36.70M · min. income ≈ HK$355,700/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,182
−HK$10,058/mo
▼ 0.25% · 3.875%
HK$191,175
−HK$5,065/mo
Today · 4.125%
HK$196,240
baseline
▲ 0.50% · 4.625%
HK$206,585
+HK$10,345/mo
Deposit HK$4.08M · loan HK$36.70M · min. income ≈ HK$392,480/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,732,900 · Scale 2, in force from 26 Feb 2026)