LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,981
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,873
−HK$2,939/mo
Today · 4.125%
HK$98,812
baseline
▲ 0.50% · 4.625%
HK$104,824
+HK$6,012/mo
Deposit HK$20.39M · loan HK$20.39M · min. income ≈ HK$197,624/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,440
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,215
−HK$2,814/mo
Today · 4.125%
HK$109,029
baseline
▲ 0.50% · 4.625%
HK$114,776
+HK$5,747/mo
Deposit HK$20.39M · loan HK$20.39M · min. income ≈ HK$218,058/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,577
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,048
−HK$3,526/mo
Today · 4.125%
HK$118,574
baseline
▲ 0.50% · 4.625%
HK$125,789
+HK$7,215/mo
Deposit HK$16.31M · loan HK$24.47M · min. income ≈ HK$237,148/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,129
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,458
−HK$3,377/mo
Today · 4.125%
HK$130,835
baseline
▲ 0.50% · 4.625%
HK$137,731
+HK$6,896/mo
Deposit HK$16.31M · loan HK$24.47M · min. income ≈ HK$261,670/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,173
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$134,223
−HK$4,113/mo
Today · 4.125%
HK$138,336
baseline
▲ 0.50% · 4.625%
HK$146,754
+HK$8,418/mo
Deposit HK$12.23M · loan HK$28.54M · min. income ≈ HK$276,672/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,817
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$148,700
−HK$3,941/mo
Today · 4.125%
HK$152,641
baseline
▲ 0.50% · 4.625%
HK$160,686
+HK$8,045/mo
Deposit HK$12.23M · loan HK$28.54M · min. income ≈ HK$305,282/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,366
−HK$10,495/mo
▼ 0.25% · 3.875%
HK$172,572
−HK$5,289/mo
Today · 4.125%
HK$177,861
baseline
▲ 0.50% · 4.625%
HK$188,684
+HK$10,823/mo
Deposit HK$4.08M · loan HK$36.70M · min. income ≈ HK$355,722/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,193
−HK$10,059/mo
▼ 0.25% · 3.875%
HK$191,186
−HK$5,066/mo
Today · 4.125%
HK$196,252
baseline
▲ 0.50% · 4.625%
HK$206,597
+HK$10,345/mo
Deposit HK$4.08M · loan HK$36.70M · min. income ≈ HK$392,504/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,733,004 · Scale 2, in force from 26 Feb 2026)