LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,299
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,588
−HK$294/mo
Today · 4.125%
HK$9,882
baseline
▲ 0.50% · 4.625%
HK$10,483
+HK$601/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,764/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,345
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,622
−HK$282/mo
Today · 4.125%
HK$10,904
baseline
▲ 0.50% · 4.625%
HK$11,478
+HK$574/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,808/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,158
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,505
−HK$353/mo
Today · 4.125%
HK$11,858
baseline
▲ 0.50% · 4.625%
HK$12,580
+HK$722/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$23,716/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,414
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,746
−HK$338/mo
Today · 4.125%
HK$13,084
baseline
▲ 0.50% · 4.625%
HK$13,774
+HK$690/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$26,168/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,018
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,423
−HK$411/mo
Today · 4.125%
HK$13,834
baseline
▲ 0.50% · 4.625%
HK$14,676
+HK$842/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,668/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,482
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,871
−HK$394/mo
Today · 4.125%
HK$15,265
baseline
▲ 0.50% · 4.625%
HK$16,070
+HK$805/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,530/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,738
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,258
−HK$529/mo
Today · 4.125%
HK$17,787
baseline
▲ 0.50% · 4.625%
HK$18,869
+HK$1,082/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,574/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,620
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$506/mo
Today · 4.125%
HK$19,626
baseline
▲ 0.50% · 4.625%
HK$20,661
+HK$1,035/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$39,252/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,678 · Scale 2, in force from 26 Feb 2026)