LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,300
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,590
−HK$294/mo
Today · 4.125%
HK$9,884
baseline
▲ 0.50% · 4.625%
HK$10,485
+HK$601/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,768/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,347
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,624
−HK$282/mo
Today · 4.125%
HK$10,906
baseline
▲ 0.50% · 4.625%
HK$11,480
+HK$574/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,812/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,160
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,508
−HK$352/mo
Today · 4.125%
HK$11,860
baseline
▲ 0.50% · 4.625%
HK$12,582
+HK$722/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$23,720/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,416
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,749
−HK$338/mo
Today · 4.125%
HK$13,087
baseline
▲ 0.50% · 4.625%
HK$13,777
+HK$690/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$26,174/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,021
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,426
−HK$411/mo
Today · 4.125%
HK$13,837
baseline
▲ 0.50% · 4.625%
HK$14,679
+HK$842/mo
Deposit HK$1.22M · loan HK$2.86M · min. income ≈ HK$27,674/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,485
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,874
−HK$394/mo
Today · 4.125%
HK$15,268
baseline
▲ 0.50% · 4.625%
HK$16,073
+HK$805/mo
Deposit HK$1.22M · loan HK$2.86M · min. income ≈ HK$30,536/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,741
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,261
−HK$530/mo
Today · 4.125%
HK$17,791
baseline
▲ 0.50% · 4.625%
HK$18,873
+HK$1,082/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,582/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,624
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,123
−HK$507/mo
Today · 4.125%
HK$19,630
baseline
▲ 0.50% · 4.625%
HK$20,665
+HK$1,035/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$39,260/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$15,834 · Scale 2, in force from 26 Feb 2026)