LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,020
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,913
−HK$2,940/mo
Today · 4.125%
HK$98,853
baseline
▲ 0.50% · 4.625%
HK$104,868
+HK$6,015/mo
Deposit HK$20.40M · loan HK$20.40M · min. income ≈ HK$197,706/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,484
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,259
−HK$2,816/mo
Today · 4.125%
HK$109,075
baseline
▲ 0.50% · 4.625%
HK$114,824
+HK$5,749/mo
Deposit HK$20.40M · loan HK$20.40M · min. income ≈ HK$218,150/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,624
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$115,096
−HK$3,528/mo
Today · 4.125%
HK$118,624
baseline
▲ 0.50% · 4.625%
HK$125,842
+HK$7,218/mo
Deposit HK$16.32M · loan HK$24.48M · min. income ≈ HK$237,248/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,180
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,511
−HK$3,379/mo
Today · 4.125%
HK$130,890
baseline
▲ 0.50% · 4.625%
HK$137,789
+HK$6,899/mo
Deposit HK$16.32M · loan HK$24.48M · min. income ≈ HK$261,780/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,228
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,279
−HK$4,115/mo
Today · 4.125%
HK$138,394
baseline
▲ 0.50% · 4.625%
HK$146,815
+HK$8,421/mo
Deposit HK$12.24M · loan HK$28.56M · min. income ≈ HK$276,788/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,877
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$148,763
−HK$3,941/mo
Today · 4.125%
HK$152,704
baseline
▲ 0.50% · 4.625%
HK$160,754
+HK$8,050/mo
Deposit HK$12.24M · loan HK$28.56M · min. income ≈ HK$305,408/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,436
−HK$10,500/mo
▼ 0.25% · 3.875%
HK$172,644
−HK$5,292/mo
Today · 4.125%
HK$177,936
baseline
▲ 0.50% · 4.625%
HK$188,762
+HK$10,826/mo
Deposit HK$4.08M · loan HK$36.71M · min. income ≈ HK$355,872/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,271
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$191,266
−HK$5,068/mo
Today · 4.125%
HK$196,334
baseline
▲ 0.50% · 4.625%
HK$206,683
+HK$10,349/mo
Deposit HK$4.08M · loan HK$36.71M · min. income ≈ HK$392,668/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,733,729 · Scale 2, in force from 26 Feb 2026)