LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,030
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,924
−HK$2,940/mo
Today · 4.125%
HK$98,864
baseline
▲ 0.50% · 4.625%
HK$104,879
+HK$6,015/mo
Deposit HK$20.40M · loan HK$20.40M · min. income ≈ HK$197,728/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,495
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,271
−HK$2,815/mo
Today · 4.125%
HK$109,086
baseline
▲ 0.50% · 4.625%
HK$114,836
+HK$5,750/mo
Deposit HK$20.40M · loan HK$20.40M · min. income ≈ HK$218,172/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,636
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$115,108
−HK$3,528/mo
Today · 4.125%
HK$118,636
baseline
▲ 0.50% · 4.625%
HK$125,855
+HK$7,219/mo
Deposit HK$16.32M · loan HK$24.48M · min. income ≈ HK$237,272/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,194
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,525
−HK$3,379/mo
Today · 4.125%
HK$130,904
baseline
▲ 0.50% · 4.625%
HK$137,804
+HK$6,900/mo
Deposit HK$16.32M · loan HK$24.48M · min. income ≈ HK$261,808/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,242
−HK$8,167/mo
▼ 0.25% · 3.875%
HK$134,293
−HK$4,116/mo
Today · 4.125%
HK$138,409
baseline
▲ 0.50% · 4.625%
HK$146,831
+HK$8,422/mo
Deposit HK$12.24M · loan HK$28.56M · min. income ≈ HK$276,818/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,893
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$148,779
−HK$3,942/mo
Today · 4.125%
HK$152,721
baseline
▲ 0.50% · 4.625%
HK$160,771
+HK$8,050/mo
Deposit HK$12.24M · loan HK$28.56M · min. income ≈ HK$305,442/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,454
−HK$10,501/mo
▼ 0.25% · 3.875%
HK$172,663
−HK$5,292/mo
Today · 4.125%
HK$177,955
baseline
▲ 0.50% · 4.625%
HK$188,783
+HK$10,828/mo
Deposit HK$4.08M · loan HK$36.72M · min. income ≈ HK$355,910/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,291
−HK$10,064/mo
▼ 0.25% · 3.875%
HK$191,287
−HK$5,068/mo
Today · 4.125%
HK$196,355
baseline
▲ 0.50% · 4.625%
HK$206,706
+HK$10,351/mo
Deposit HK$4.08M · loan HK$36.72M · min. income ≈ HK$392,710/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$1,733,916 · Scale 2, in force from 26 Feb 2026)