LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,304
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,593
−HK$294/mo
Today · 4.125%
HK$9,887
baseline
▲ 0.50% · 4.625%
HK$10,489
+HK$602/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,774/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,350
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,628
−HK$281/mo
Today · 4.125%
HK$10,909
baseline
▲ 0.50% · 4.625%
HK$11,484
+HK$575/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,818/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,164
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,512
−HK$353/mo
Today · 4.125%
HK$11,865
baseline
▲ 0.50% · 4.625%
HK$12,586
+HK$721/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$23,730/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,420
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,753
−HK$338/mo
Today · 4.125%
HK$13,091
baseline
▲ 0.50% · 4.625%
HK$13,781
+HK$690/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$26,182/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,025
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,430
−HK$412/mo
Today · 4.125%
HK$13,842
baseline
▲ 0.50% · 4.625%
HK$14,684
+HK$842/mo
Deposit HK$1.22M · loan HK$2.86M · min. income ≈ HK$27,684/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,490
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,879
−HK$394/mo
Today · 4.125%
HK$15,273
baseline
▲ 0.50% · 4.625%
HK$16,078
+HK$805/mo
Deposit HK$1.22M · loan HK$2.86M · min. income ≈ HK$30,546/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,747
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,268
−HK$529/mo
Today · 4.125%
HK$17,797
baseline
▲ 0.50% · 4.625%
HK$18,880
+HK$1,083/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,594/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,630
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,130
−HK$507/mo
Today · 4.125%
HK$19,637
baseline
▲ 0.50% · 4.625%
HK$20,672
+HK$1,035/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$39,274/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$16,121 · Scale 2, in force from 26 Feb 2026)