LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,054
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,949
−HK$2,941/mo
Today · 4.125%
HK$98,890
baseline
▲ 0.50% · 4.625%
HK$104,907
+HK$6,017/mo
Deposit HK$20.40M · loan HK$20.40M · min. income ≈ HK$197,780/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,522
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,298
−HK$2,817/mo
Today · 4.125%
HK$109,115
baseline
▲ 0.50% · 4.625%
HK$114,867
+HK$5,752/mo
Deposit HK$20.40M · loan HK$20.40M · min. income ≈ HK$218,230/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,665
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,139
−HK$3,529/mo
Today · 4.125%
HK$118,668
baseline
▲ 0.50% · 4.625%
HK$125,888
+HK$7,220/mo
Deposit HK$16.32M · loan HK$24.49M · min. income ≈ HK$237,336/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,226
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,558
−HK$3,380/mo
Today · 4.125%
HK$130,938
baseline
▲ 0.50% · 4.625%
HK$137,840
+HK$6,902/mo
Deposit HK$16.32M · loan HK$24.49M · min. income ≈ HK$261,876/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,276
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$134,328
−HK$4,118/mo
Today · 4.125%
HK$138,446
baseline
▲ 0.50% · 4.625%
HK$146,870
+HK$8,424/mo
Deposit HK$12.24M · loan HK$28.57M · min. income ≈ HK$276,892/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,931
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$148,818
−HK$3,943/mo
Today · 4.125%
HK$152,761
baseline
▲ 0.50% · 4.625%
HK$160,813
+HK$8,052/mo
Deposit HK$12.24M · loan HK$28.57M · min. income ≈ HK$305,522/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,498
−HK$10,503/mo
▼ 0.25% · 3.875%
HK$172,708
−HK$5,293/mo
Today · 4.125%
HK$178,001
baseline
▲ 0.50% · 4.625%
HK$188,832
+HK$10,831/mo
Deposit HK$4.08M · loan HK$36.73M · min. income ≈ HK$356,002/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,340
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$191,337
−HK$5,070/mo
Today · 4.125%
HK$196,407
baseline
▲ 0.50% · 4.625%
HK$206,760
+HK$10,353/mo
Deposit HK$4.08M · loan HK$36.73M · min. income ≈ HK$392,814/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,371 · Scale 2, in force from 26 Feb 2026)