LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,057
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,952
−HK$2,941/mo
Today · 4.125%
HK$98,893
baseline
▲ 0.50% · 4.625%
HK$104,910
+HK$6,017/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$197,786/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,525
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,302
−HK$2,817/mo
Today · 4.125%
HK$109,119
baseline
▲ 0.50% · 4.625%
HK$114,870
+HK$5,751/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$218,238/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,669
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,142
−HK$3,530/mo
Today · 4.125%
HK$118,672
baseline
▲ 0.50% · 4.625%
HK$125,892
+HK$7,220/mo
Deposit HK$16.32M · loan HK$24.49M · min. income ≈ HK$237,344/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,231
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$127,562
−HK$3,380/mo
Today · 4.125%
HK$130,942
baseline
▲ 0.50% · 4.625%
HK$137,844
+HK$6,902/mo
Deposit HK$16.32M · loan HK$24.49M · min. income ≈ HK$261,884/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,280
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$134,333
−HK$4,117/mo
Today · 4.125%
HK$138,450
baseline
▲ 0.50% · 4.625%
HK$146,874
+HK$8,424/mo
Deposit HK$12.24M · loan HK$28.57M · min. income ≈ HK$276,900/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,936
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$148,823
−HK$3,943/mo
Today · 4.125%
HK$152,766
baseline
▲ 0.50% · 4.625%
HK$160,819
+HK$8,053/mo
Deposit HK$12.24M · loan HK$28.57M · min. income ≈ HK$305,532/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,503
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$172,714
−HK$5,293/mo
Today · 4.125%
HK$178,007
baseline
▲ 0.50% · 4.625%
HK$188,839
+HK$10,832/mo
Deposit HK$4.08M · loan HK$36.73M · min. income ≈ HK$356,014/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,346
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$191,344
−HK$5,070/mo
Today · 4.125%
HK$196,414
baseline
▲ 0.50% · 4.625%
HK$206,767
+HK$10,353/mo
Deposit HK$4.08M · loan HK$36.73M · min. income ≈ HK$392,828/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,429 · Scale 2, in force from 26 Feb 2026)