LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,066
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,961
−HK$2,941/mo
Today · 4.125%
HK$98,902
baseline
▲ 0.50% · 4.625%
HK$104,920
+HK$6,018/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$197,804/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,535
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,312
−HK$2,817/mo
Today · 4.125%
HK$109,129
baseline
▲ 0.50% · 4.625%
HK$114,881
+HK$5,752/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$218,258/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,679
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,153
−HK$3,529/mo
Today · 4.125%
HK$118,682
baseline
▲ 0.50% · 4.625%
HK$125,904
+HK$7,222/mo
Deposit HK$16.33M · loan HK$24.49M · min. income ≈ HK$237,364/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,242
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,574
−HK$3,380/mo
Today · 4.125%
HK$130,954
baseline
▲ 0.50% · 4.625%
HK$137,857
+HK$6,903/mo
Deposit HK$16.33M · loan HK$24.49M · min. income ≈ HK$261,908/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,292
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$134,345
−HK$4,118/mo
Today · 4.125%
HK$138,463
baseline
▲ 0.50% · 4.625%
HK$146,888
+HK$8,425/mo
Deposit HK$12.24M · loan HK$28.57M · min. income ≈ HK$276,926/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,949
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$148,836
−HK$3,944/mo
Today · 4.125%
HK$152,780
baseline
▲ 0.50% · 4.625%
HK$160,833
+HK$8,053/mo
Deposit HK$12.24M · loan HK$28.57M · min. income ≈ HK$305,560/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,519
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$172,729
−HK$5,294/mo
Today · 4.125%
HK$178,023
baseline
▲ 0.50% · 4.625%
HK$188,856
+HK$10,833/mo
Deposit HK$4.08M · loan HK$36.73M · min. income ≈ HK$356,046/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,363
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$191,361
−HK$5,070/mo
Today · 4.125%
HK$196,431
baseline
▲ 0.50% · 4.625%
HK$206,785
+HK$10,354/mo
Deposit HK$4.08M · loan HK$36.73M · min. income ≈ HK$392,862/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,586 · Scale 2, in force from 26 Feb 2026)