LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,076
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,971
−HK$2,942/mo
Today · 4.125%
HK$98,913
baseline
▲ 0.50% · 4.625%
HK$104,931
+HK$6,018/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$197,826/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,546
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,323
−HK$2,817/mo
Today · 4.125%
HK$109,140
baseline
▲ 0.50% · 4.625%
HK$114,893
+HK$5,753/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$218,280/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,691
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$115,165
−HK$3,530/mo
Today · 4.125%
HK$118,695
baseline
▲ 0.50% · 4.625%
HK$125,917
+HK$7,222/mo
Deposit HK$16.33M · loan HK$24.49M · min. income ≈ HK$237,390/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,255
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$127,588
−HK$3,380/mo
Today · 4.125%
HK$130,968
baseline
▲ 0.50% · 4.625%
HK$137,872
+HK$6,904/mo
Deposit HK$16.33M · loan HK$24.49M · min. income ≈ HK$261,936/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,306
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,360
−HK$4,118/mo
Today · 4.125%
HK$138,478
baseline
▲ 0.50% · 4.625%
HK$146,904
+HK$8,426/mo
Deposit HK$12.25M · loan HK$28.57M · min. income ≈ HK$276,956/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,964
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,852
−HK$3,944/mo
Today · 4.125%
HK$152,796
baseline
▲ 0.50% · 4.625%
HK$160,851
+HK$8,055/mo
Deposit HK$12.25M · loan HK$28.57M · min. income ≈ HK$305,592/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,537
−HK$10,506/mo
▼ 0.25% · 3.875%
HK$172,748
−HK$5,295/mo
Today · 4.125%
HK$178,043
baseline
▲ 0.50% · 4.625%
HK$188,876
+HK$10,833/mo
Deposit HK$4.08M · loan HK$36.74M · min. income ≈ HK$356,086/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,383
−HK$10,070/mo
▼ 0.25% · 3.875%
HK$191,382
−HK$5,071/mo
Today · 4.125%
HK$196,453
baseline
▲ 0.50% · 4.625%
HK$206,808
+HK$10,355/mo
Deposit HK$4.08M · loan HK$36.74M · min. income ≈ HK$392,906/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,774 · Scale 2, in force from 26 Feb 2026)