LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,308
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,597
−HK$294/mo
Today · 4.125%
HK$9,891
baseline
▲ 0.50% · 4.625%
HK$10,493
+HK$602/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,782/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,355
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,632
−HK$282/mo
Today · 4.125%
HK$10,914
baseline
▲ 0.50% · 4.625%
HK$11,490
+HK$576/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,828/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,169
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,517
−HK$353/mo
Today · 4.125%
HK$11,870
baseline
▲ 0.50% · 4.625%
HK$12,592
+HK$722/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$23,740/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,426
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,759
−HK$338/mo
Today · 4.125%
HK$13,097
baseline
▲ 0.50% · 4.625%
HK$13,787
+HK$690/mo
Deposit HK$1.63M · loan HK$2.45M · min. income ≈ HK$26,194/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,031
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,436
−HK$412/mo
Today · 4.125%
HK$13,848
baseline
▲ 0.50% · 4.625%
HK$14,691
+HK$843/mo
Deposit HK$1.22M · loan HK$2.86M · min. income ≈ HK$27,696/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,497
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,885
−HK$395/mo
Today · 4.125%
HK$15,280
baseline
▲ 0.50% · 4.625%
HK$16,085
+HK$805/mo
Deposit HK$1.22M · loan HK$2.86M · min. income ≈ HK$30,560/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,754
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,275
−HK$530/mo
Today · 4.125%
HK$17,805
baseline
▲ 0.50% · 4.625%
HK$18,888
+HK$1,083/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,610/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,639
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,138
−HK$508/mo
Today · 4.125%
HK$19,646
baseline
▲ 0.50% · 4.625%
HK$20,681
+HK$1,035/mo
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$39,292/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$16,477 · Scale 2, in force from 26 Feb 2026)