LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,079
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,975
−HK$2,941/mo
Today · 4.125%
HK$98,916
baseline
▲ 0.50% · 4.625%
HK$104,935
+HK$6,019/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$197,832/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,550
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,327
−HK$2,817/mo
Today · 4.125%
HK$109,144
baseline
▲ 0.50% · 4.625%
HK$114,898
+HK$5,754/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$218,288/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,695
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$115,170
−HK$3,530/mo
Today · 4.125%
HK$118,700
baseline
▲ 0.50% · 4.625%
HK$125,922
+HK$7,222/mo
Deposit HK$16.33M · loan HK$24.49M · min. income ≈ HK$237,400/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,260
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$127,593
−HK$3,380/mo
Today · 4.125%
HK$130,973
baseline
▲ 0.50% · 4.625%
HK$137,877
+HK$6,904/mo
Deposit HK$16.33M · loan HK$24.49M · min. income ≈ HK$261,946/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,311
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,365
−HK$4,118/mo
Today · 4.125%
HK$138,483
baseline
▲ 0.50% · 4.625%
HK$146,909
+HK$8,426/mo
Deposit HK$12.25M · loan HK$28.57M · min. income ≈ HK$276,966/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,970
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,858
−HK$3,944/mo
Today · 4.125%
HK$152,802
baseline
▲ 0.50% · 4.625%
HK$160,857
+HK$8,055/mo
Deposit HK$12.25M · loan HK$28.57M · min. income ≈ HK$305,604/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,543
−HK$10,506/mo
▼ 0.25% · 3.875%
HK$172,755
−HK$5,294/mo
Today · 4.125%
HK$178,049
baseline
▲ 0.50% · 4.625%
HK$188,883
+HK$10,834/mo
Deposit HK$4.08M · loan HK$36.74M · min. income ≈ HK$356,098/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,390
−HK$10,070/mo
▼ 0.25% · 3.875%
HK$191,389
−HK$5,071/mo
Today · 4.125%
HK$196,460
baseline
▲ 0.50% · 4.625%
HK$206,816
+HK$10,356/mo
Deposit HK$4.08M · loan HK$36.74M · min. income ≈ HK$392,920/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,734,839 · Scale 2, in force from 26 Feb 2026)