LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,095
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$95,991
−HK$2,942/mo
Today · 4.125%
HK$98,933
baseline
▲ 0.50% · 4.625%
HK$104,953
+HK$6,020/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$197,866/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,567
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,345
−HK$2,818/mo
Today · 4.125%
HK$109,163
baseline
▲ 0.50% · 4.625%
HK$114,917
+HK$5,754/mo
Deposit HK$20.41M · loan HK$20.41M · min. income ≈ HK$218,326/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,714
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,189
−HK$3,531/mo
Today · 4.125%
HK$118,720
baseline
▲ 0.50% · 4.625%
HK$125,944
+HK$7,224/mo
Deposit HK$16.33M · loan HK$24.50M · min. income ≈ HK$237,440/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,281
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,614
−HK$3,381/mo
Today · 4.125%
HK$130,995
baseline
▲ 0.50% · 4.625%
HK$137,900
+HK$6,905/mo
Deposit HK$16.33M · loan HK$24.50M · min. income ≈ HK$261,990/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,333
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,387
−HK$4,119/mo
Today · 4.125%
HK$138,506
baseline
▲ 0.50% · 4.625%
HK$146,934
+HK$8,428/mo
Deposit HK$12.25M · loan HK$28.58M · min. income ≈ HK$277,012/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,994
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$148,883
−HK$3,945/mo
Today · 4.125%
HK$152,828
baseline
▲ 0.50% · 4.625%
HK$160,884
+HK$8,056/mo
Deposit HK$12.25M · loan HK$28.58M · min. income ≈ HK$305,656/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,571
−HK$10,509/mo
▼ 0.25% · 3.875%
HK$172,784
−HK$5,296/mo
Today · 4.125%
HK$178,080
baseline
▲ 0.50% · 4.625%
HK$188,915
+HK$10,835/mo
Deposit HK$4.08M · loan HK$36.74M · min. income ≈ HK$356,160/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,421
−HK$10,072/mo
▼ 0.25% · 3.875%
HK$191,421
−HK$5,072/mo
Today · 4.125%
HK$196,493
baseline
▲ 0.50% · 4.625%
HK$206,851
+HK$10,358/mo
Deposit HK$4.08M · loan HK$36.74M · min. income ≈ HK$392,986/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,133 · Scale 2, in force from 26 Feb 2026)