LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,112
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,008
−HK$2,943/mo
Today · 4.125%
HK$98,951
baseline
▲ 0.50% · 4.625%
HK$104,972
+HK$6,021/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,902/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,586
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,364
−HK$2,818/mo
Today · 4.125%
HK$109,182
baseline
▲ 0.50% · 4.625%
HK$114,938
+HK$5,756/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,364/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,734
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$115,210
−HK$3,531/mo
Today · 4.125%
HK$118,741
baseline
▲ 0.50% · 4.625%
HK$125,966
+HK$7,225/mo
Deposit HK$16.33M · loan HK$24.50M · min. income ≈ HK$237,482/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,303
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,637
−HK$3,382/mo
Today · 4.125%
HK$131,019
baseline
▲ 0.50% · 4.625%
HK$137,925
+HK$6,906/mo
Deposit HK$16.33M · loan HK$24.50M · min. income ≈ HK$262,038/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,357
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$134,411
−HK$4,120/mo
Today · 4.125%
HK$138,531
baseline
▲ 0.50% · 4.625%
HK$146,960
+HK$8,429/mo
Deposit HK$12.25M · loan HK$28.58M · min. income ≈ HK$277,062/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,020
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,910
−HK$3,945/mo
Today · 4.125%
HK$152,855
baseline
▲ 0.50% · 4.625%
HK$160,913
+HK$8,058/mo
Deposit HK$12.25M · loan HK$28.58M · min. income ≈ HK$305,710/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,601
−HK$10,510/mo
▼ 0.25% · 3.875%
HK$172,815
−HK$5,296/mo
Today · 4.125%
HK$178,111
baseline
▲ 0.50% · 4.625%
HK$188,949
+HK$10,838/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$356,222/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,455
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$191,455
−HK$5,073/mo
Today · 4.125%
HK$196,528
baseline
▲ 0.50% · 4.625%
HK$206,888
+HK$10,360/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$393,056/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,444 · Scale 2, in force from 26 Feb 2026)