LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,117
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,014
−HK$2,943/mo
Today · 4.125%
HK$98,957
baseline
▲ 0.50% · 4.625%
HK$104,978
+HK$6,021/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,914/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,592
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,370
−HK$2,819/mo
Today · 4.125%
HK$109,189
baseline
▲ 0.50% · 4.625%
HK$114,944
+HK$5,755/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,378/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,741
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$115,217
−HK$3,531/mo
Today · 4.125%
HK$118,748
baseline
▲ 0.50% · 4.625%
HK$125,974
+HK$7,226/mo
Deposit HK$16.33M · loan HK$24.50M · min. income ≈ HK$237,496/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,311
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,645
−HK$3,382/mo
Today · 4.125%
HK$131,027
baseline
▲ 0.50% · 4.625%
HK$137,933
+HK$6,906/mo
Deposit HK$16.33M · loan HK$24.50M · min. income ≈ HK$262,054/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,364
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$134,419
−HK$4,120/mo
Today · 4.125%
HK$138,539
baseline
▲ 0.50% · 4.625%
HK$146,969
+HK$8,430/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$277,078/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,029
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,919
−HK$3,946/mo
Today · 4.125%
HK$152,865
baseline
▲ 0.50% · 4.625%
HK$160,922
+HK$8,057/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$305,730/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,611
−HK$10,511/mo
▼ 0.25% · 3.875%
HK$172,825
−HK$5,297/mo
Today · 4.125%
HK$178,122
baseline
▲ 0.50% · 4.625%
HK$188,960
+HK$10,838/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$356,244/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,466
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$191,467
−HK$5,073/mo
Today · 4.125%
HK$196,540
baseline
▲ 0.50% · 4.625%
HK$206,900
+HK$10,360/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$393,080/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,547 · Scale 2, in force from 26 Feb 2026)