LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,120
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,017
−HK$2,943/mo
Today · 4.125%
HK$98,960
baseline
▲ 0.50% · 4.625%
HK$104,981
+HK$6,021/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,920/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,595
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,374
−HK$2,818/mo
Today · 4.125%
HK$109,192
baseline
▲ 0.50% · 4.625%
HK$114,948
+HK$5,756/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,384/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,744
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,220
−HK$3,532/mo
Today · 4.125%
HK$118,752
baseline
▲ 0.50% · 4.625%
HK$125,977
+HK$7,225/mo
Deposit HK$16.34M · loan HK$24.50M · min. income ≈ HK$237,504/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,314
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,648
−HK$3,383/mo
Today · 4.125%
HK$131,031
baseline
▲ 0.50% · 4.625%
HK$137,938
+HK$6,907/mo
Deposit HK$16.34M · loan HK$24.50M · min. income ≈ HK$262,062/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,368
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,424
−HK$4,120/mo
Today · 4.125%
HK$138,544
baseline
▲ 0.50% · 4.625%
HK$146,974
+HK$8,430/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$277,088/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,033
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,923
−HK$3,946/mo
Today · 4.125%
HK$152,869
baseline
▲ 0.50% · 4.625%
HK$160,927
+HK$8,058/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$305,738/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,616
−HK$10,511/mo
▼ 0.25% · 3.875%
HK$172,830
−HK$5,297/mo
Today · 4.125%
HK$178,127
baseline
▲ 0.50% · 4.625%
HK$188,966
+HK$10,839/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$356,254/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,472
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$191,473
−HK$5,073/mo
Today · 4.125%
HK$196,546
baseline
▲ 0.50% · 4.625%
HK$206,906
+HK$10,360/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$393,092/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,599 · Scale 2, in force from 26 Feb 2026)