LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,121
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,018
−HK$2,943/mo
Today · 4.125%
HK$98,961
baseline
▲ 0.50% · 4.625%
HK$104,982
+HK$6,021/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,922/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,596
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,375
−HK$2,818/mo
Today · 4.125%
HK$109,193
baseline
▲ 0.50% · 4.625%
HK$114,949
+HK$5,756/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,386/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,745
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,221
−HK$3,532/mo
Today · 4.125%
HK$118,753
baseline
▲ 0.50% · 4.625%
HK$125,978
+HK$7,225/mo
Deposit HK$16.34M · loan HK$24.50M · min. income ≈ HK$237,506/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,315
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,649
−HK$3,383/mo
Today · 4.125%
HK$131,032
baseline
▲ 0.50% · 4.625%
HK$137,939
+HK$6,907/mo
Deposit HK$16.34M · loan HK$24.50M · min. income ≈ HK$262,064/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,369
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,425
−HK$4,120/mo
Today · 4.125%
HK$138,545
baseline
▲ 0.50% · 4.625%
HK$146,975
+HK$8,430/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$277,090/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,035
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,924
−HK$3,946/mo
Today · 4.125%
HK$152,870
baseline
▲ 0.50% · 4.625%
HK$160,928
+HK$8,058/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$305,740/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,618
−HK$10,511/mo
▼ 0.25% · 3.875%
HK$172,832
−HK$5,297/mo
Today · 4.125%
HK$178,129
baseline
▲ 0.50% · 4.625%
HK$188,968
+HK$10,839/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$356,258/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,473
−HK$10,075/mo
▼ 0.25% · 3.875%
HK$191,474
−HK$5,074/mo
Today · 4.125%
HK$196,548
baseline
▲ 0.50% · 4.625%
HK$206,908
+HK$10,360/mo
Deposit HK$4.08M · loan HK$36.75M · min. income ≈ HK$393,096/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,613 · Scale 2, in force from 26 Feb 2026)