LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,130
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,027
−HK$2,943/mo
Today · 4.125%
HK$98,970
baseline
▲ 0.50% · 4.625%
HK$104,993
+HK$6,023/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,940/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,607
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,385
−HK$2,819/mo
Today · 4.125%
HK$109,204
baseline
▲ 0.50% · 4.625%
HK$114,960
+HK$5,756/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,408/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,756
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,233
−HK$3,531/mo
Today · 4.125%
HK$118,764
baseline
▲ 0.50% · 4.625%
HK$125,991
+HK$7,227/mo
Deposit HK$16.34M · loan HK$24.51M · min. income ≈ HK$237,528/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,328
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,662
−HK$3,383/mo
Today · 4.125%
HK$131,045
baseline
▲ 0.50% · 4.625%
HK$137,952
+HK$6,907/mo
Deposit HK$16.34M · loan HK$24.51M · min. income ≈ HK$262,090/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,382
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,438
−HK$4,121/mo
Today · 4.125%
HK$138,559
baseline
▲ 0.50% · 4.625%
HK$146,990
+HK$8,431/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$277,118/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,049
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$148,939
−HK$3,947/mo
Today · 4.125%
HK$152,886
baseline
▲ 0.50% · 4.625%
HK$160,945
+HK$8,059/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$305,772/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,635
−HK$10,512/mo
▼ 0.25% · 3.875%
HK$172,849
−HK$5,298/mo
Today · 4.125%
HK$178,147
baseline
▲ 0.50% · 4.625%
HK$188,987
+HK$10,840/mo
Deposit HK$4.08M · loan HK$36.76M · min. income ≈ HK$356,294/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,492
−HK$10,075/mo
▼ 0.25% · 3.875%
HK$191,493
−HK$5,074/mo
Today · 4.125%
HK$196,567
baseline
▲ 0.50% · 4.625%
HK$206,929
+HK$10,362/mo
Deposit HK$4.08M · loan HK$36.76M · min. income ≈ HK$393,134/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,787 · Scale 2, in force from 26 Feb 2026)