LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,135
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,032
−HK$2,943/mo
Today · 4.125%
HK$98,975
baseline
▲ 0.50% · 4.625%
HK$104,998
+HK$6,023/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,950/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,612
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,391
−HK$2,819/mo
Today · 4.125%
HK$109,210
baseline
▲ 0.50% · 4.625%
HK$114,966
+HK$5,756/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,420/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,762
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$115,238
−HK$3,533/mo
Today · 4.125%
HK$118,771
baseline
▲ 0.50% · 4.625%
HK$125,997
+HK$7,226/mo
Deposit HK$16.34M · loan HK$24.51M · min. income ≈ HK$237,542/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,334
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,669
−HK$3,383/mo
Today · 4.125%
HK$131,052
baseline
▲ 0.50% · 4.625%
HK$137,959
+HK$6,907/mo
Deposit HK$16.34M · loan HK$24.51M · min. income ≈ HK$262,104/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,389
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,445
−HK$4,121/mo
Today · 4.125%
HK$138,566
baseline
▲ 0.50% · 4.625%
HK$146,997
+HK$8,431/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$277,132/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,057
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,947
−HK$3,946/mo
Today · 4.125%
HK$152,893
baseline
▲ 0.50% · 4.625%
HK$160,953
+HK$8,060/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$305,786/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,643
−HK$10,513/mo
▼ 0.25% · 3.875%
HK$172,858
−HK$5,298/mo
Today · 4.125%
HK$178,156
baseline
▲ 0.50% · 4.625%
HK$188,996
+HK$10,840/mo
Deposit HK$4.08M · loan HK$36.76M · min. income ≈ HK$356,312/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,501
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$191,503
−HK$5,074/mo
Today · 4.125%
HK$196,577
baseline
▲ 0.50% · 4.625%
HK$206,939
+HK$10,362/mo
Deposit HK$4.08M · loan HK$36.76M · min. income ≈ HK$393,154/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,735,875 · Scale 2, in force from 26 Feb 2026)