LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,143
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,040
−HK$2,944/mo
Today · 4.125%
HK$98,984
baseline
▲ 0.50% · 4.625%
HK$105,007
+HK$6,023/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$197,968/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,621
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,400
−HK$2,819/mo
Today · 4.125%
HK$109,219
baseline
▲ 0.50% · 4.625%
HK$114,976
+HK$5,757/mo
Deposit HK$20.42M · loan HK$20.42M · min. income ≈ HK$218,438/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,772
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$115,249
−HK$3,532/mo
Today · 4.125%
HK$118,781
baseline
▲ 0.50% · 4.625%
HK$126,008
+HK$7,227/mo
Deposit HK$16.34M · loan HK$24.51M · min. income ≈ HK$237,562/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,345
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,680
−HK$3,383/mo
Today · 4.125%
HK$131,063
baseline
▲ 0.50% · 4.625%
HK$137,971
+HK$6,908/mo
Deposit HK$16.34M · loan HK$24.51M · min. income ≈ HK$262,126/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,400
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$134,457
−HK$4,121/mo
Today · 4.125%
HK$138,578
baseline
▲ 0.50% · 4.625%
HK$147,010
+HK$8,432/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$277,156/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,069
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$148,960
−HK$3,947/mo
Today · 4.125%
HK$152,907
baseline
▲ 0.50% · 4.625%
HK$160,967
+HK$8,060/mo
Deposit HK$12.25M · loan HK$28.59M · min. income ≈ HK$305,814/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,658
−HK$10,513/mo
▼ 0.25% · 3.875%
HK$172,873
−HK$5,298/mo
Today · 4.125%
HK$178,171
baseline
▲ 0.50% · 4.625%
HK$189,013
+HK$10,842/mo
Deposit HK$4.08M · loan HK$36.76M · min. income ≈ HK$356,342/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,518
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$191,520
−HK$5,074/mo
Today · 4.125%
HK$196,594
baseline
▲ 0.50% · 4.625%
HK$206,957
+HK$10,363/mo
Deposit HK$4.08M · loan HK$36.76M · min. income ≈ HK$393,188/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,026 · Scale 2, in force from 26 Feb 2026)