LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,171
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,069
−HK$2,945/mo
Today · 4.125%
HK$99,014
baseline
▲ 0.50% · 4.625%
HK$105,039
+HK$6,025/mo
Deposit HK$20.43M · loan HK$20.43M · min. income ≈ HK$198,028/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,652
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,432
−HK$2,820/mo
Today · 4.125%
HK$109,252
baseline
▲ 0.50% · 4.625%
HK$115,011
+HK$5,759/mo
Deposit HK$20.43M · loan HK$20.43M · min. income ≈ HK$218,504/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,806
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$115,283
−HK$3,534/mo
Today · 4.125%
HK$118,817
baseline
▲ 0.50% · 4.625%
HK$126,046
+HK$7,229/mo
Deposit HK$16.34M · loan HK$24.52M · min. income ≈ HK$237,634/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,383
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,718
−HK$3,385/mo
Today · 4.125%
HK$131,103
baseline
▲ 0.50% · 4.625%
HK$138,013
+HK$6,910/mo
Deposit HK$16.34M · loan HK$24.52M · min. income ≈ HK$262,206/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,440
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$134,497
−HK$4,123/mo
Today · 4.125%
HK$138,620
baseline
▲ 0.50% · 4.625%
HK$147,054
+HK$8,434/mo
Deposit HK$12.26M · loan HK$28.60M · min. income ≈ HK$277,240/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,113
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$149,005
−HK$3,948/mo
Today · 4.125%
HK$152,953
baseline
▲ 0.50% · 4.625%
HK$161,015
+HK$8,062/mo
Deposit HK$12.26M · loan HK$28.60M · min. income ≈ HK$305,906/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,708
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$172,925
−HK$5,300/mo
Today · 4.125%
HK$178,225
baseline
▲ 0.50% · 4.625%
HK$189,070
+HK$10,845/mo
Deposit HK$4.09M · loan HK$36.77M · min. income ≈ HK$356,450/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,574
−HK$10,080/mo
▼ 0.25% · 3.875%
HK$191,578
−HK$5,076/mo
Today · 4.125%
HK$196,654
baseline
▲ 0.50% · 4.625%
HK$207,020
+HK$10,366/mo
Deposit HK$4.09M · loan HK$36.77M · min. income ≈ HK$393,308/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,551 · Scale 2, in force from 26 Feb 2026)