LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,172
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,070
−HK$2,945/mo
Today · 4.125%
HK$99,015
baseline
▲ 0.50% · 4.625%
HK$105,040
+HK$6,025/mo
Deposit HK$20.43M · loan HK$20.43M · min. income ≈ HK$198,030/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,653
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,433
−HK$2,820/mo
Today · 4.125%
HK$109,253
baseline
▲ 0.50% · 4.625%
HK$115,012
+HK$5,759/mo
Deposit HK$20.43M · loan HK$20.43M · min. income ≈ HK$218,506/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,807
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$115,285
−HK$3,533/mo
Today · 4.125%
HK$118,818
baseline
▲ 0.50% · 4.625%
HK$126,048
+HK$7,230/mo
Deposit HK$16.34M · loan HK$24.52M · min. income ≈ HK$237,636/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,384
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,720
−HK$3,384/mo
Today · 4.125%
HK$131,104
baseline
▲ 0.50% · 4.625%
HK$138,015
+HK$6,911/mo
Deposit HK$16.34M · loan HK$24.52M · min. income ≈ HK$262,208/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,441
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$134,499
−HK$4,122/mo
Today · 4.125%
HK$138,621
baseline
▲ 0.50% · 4.625%
HK$147,056
+HK$8,435/mo
Deposit HK$12.26M · loan HK$28.60M · min. income ≈ HK$277,242/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,114
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$149,006
−HK$3,949/mo
Today · 4.125%
HK$152,955
baseline
▲ 0.50% · 4.625%
HK$161,017
+HK$8,062/mo
Deposit HK$12.26M · loan HK$28.60M · min. income ≈ HK$305,910/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,710
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$172,927
−HK$5,300/mo
Today · 4.125%
HK$178,227
baseline
▲ 0.50% · 4.625%
HK$189,072
+HK$10,845/mo
Deposit HK$4.09M · loan HK$36.77M · min. income ≈ HK$356,454/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,576
−HK$10,080/mo
▼ 0.25% · 3.875%
HK$191,580
−HK$5,076/mo
Today · 4.125%
HK$196,656
baseline
▲ 0.50% · 4.625%
HK$207,022
+HK$10,366/mo
Deposit HK$4.09M · loan HK$36.77M · min. income ≈ HK$393,312/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,569 · Scale 2, in force from 26 Feb 2026)