LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,177
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,075
−HK$2,945/mo
Today · 4.125%
HK$99,020
baseline
▲ 0.50% · 4.625%
HK$105,045
+HK$6,025/mo
Deposit HK$20.43M · loan HK$20.43M · min. income ≈ HK$198,040/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,658
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,438
−HK$2,820/mo
Today · 4.125%
HK$109,258
baseline
▲ 0.50% · 4.625%
HK$115,018
+HK$5,760/mo
Deposit HK$20.43M · loan HK$20.43M · min. income ≈ HK$218,516/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,812
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,290
−HK$3,534/mo
Today · 4.125%
HK$118,824
baseline
▲ 0.50% · 4.625%
HK$126,054
+HK$7,230/mo
Deposit HK$16.34M · loan HK$24.52M · min. income ≈ HK$237,648/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,390
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,726
−HK$3,384/mo
Today · 4.125%
HK$131,110
baseline
▲ 0.50% · 4.625%
HK$138,021
+HK$6,911/mo
Deposit HK$16.34M · loan HK$24.52M · min. income ≈ HK$262,220/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,447
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$134,505
−HK$4,122/mo
Today · 4.125%
HK$138,627
baseline
▲ 0.50% · 4.625%
HK$147,063
+HK$8,436/mo
Deposit HK$12.26M · loan HK$28.60M · min. income ≈ HK$277,254/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,121
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$149,013
−HK$3,949/mo
Today · 4.125%
HK$152,962
baseline
▲ 0.50% · 4.625%
HK$161,025
+HK$8,063/mo
Deposit HK$12.26M · loan HK$28.60M · min. income ≈ HK$305,924/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,718
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$172,935
−HK$5,300/mo
Today · 4.125%
HK$178,235
baseline
▲ 0.50% · 4.625%
HK$189,081
+HK$10,846/mo
Deposit HK$4.09M · loan HK$36.78M · min. income ≈ HK$356,470/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,585
−HK$10,080/mo
▼ 0.25% · 3.875%
HK$191,589
−HK$5,076/mo
Today · 4.125%
HK$196,665
baseline
▲ 0.50% · 4.625%
HK$207,032
+HK$10,367/mo
Deposit HK$4.09M · loan HK$36.78M · min. income ≈ HK$393,330/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,736,650 · Scale 2, in force from 26 Feb 2026)