LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,208
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,107
−HK$2,946/mo
Today · 4.125%
HK$99,053
baseline
▲ 0.50% · 4.625%
HK$105,080
+HK$6,027/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$198,106/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,693
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,474
−HK$2,821/mo
Today · 4.125%
HK$109,295
baseline
▲ 0.50% · 4.625%
HK$115,056
+HK$5,761/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$218,590/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,850
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,329
−HK$3,535/mo
Today · 4.125%
HK$118,864
baseline
▲ 0.50% · 4.625%
HK$126,096
+HK$7,232/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$237,728/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,432
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$127,769
−HK$3,385/mo
Today · 4.125%
HK$131,154
baseline
▲ 0.50% · 4.625%
HK$138,068
+HK$6,914/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$262,308/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,491
−HK$8,183/mo
▼ 0.25% · 3.875%
HK$134,550
−HK$4,124/mo
Today · 4.125%
HK$138,674
baseline
▲ 0.50% · 4.625%
HK$147,112
+HK$8,438/mo
Deposit HK$12.26M · loan HK$28.61M · min. income ≈ HK$277,348/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,170
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$149,064
−HK$3,949/mo
Today · 4.125%
HK$153,013
baseline
▲ 0.50% · 4.625%
HK$161,079
+HK$8,066/mo
Deposit HK$12.26M · loan HK$28.61M · min. income ≈ HK$306,026/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,775
−HK$10,521/mo
▼ 0.25% · 3.875%
HK$172,993
−HK$5,303/mo
Today · 4.125%
HK$178,296
baseline
▲ 0.50% · 4.625%
HK$189,144
+HK$10,848/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$356,592/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,648
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$191,653
−HK$5,079/mo
Today · 4.125%
HK$196,732
baseline
▲ 0.50% · 4.625%
HK$207,102
+HK$10,370/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$393,464/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$1,737,238 · Scale 2, in force from 26 Feb 2026)