LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,215
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,114
−HK$2,946/mo
Today · 4.125%
HK$99,060
baseline
▲ 0.50% · 4.625%
HK$105,088
+HK$6,028/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$198,120/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,700
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,482
−HK$2,821/mo
Today · 4.125%
HK$109,303
baseline
▲ 0.50% · 4.625%
HK$115,065
+HK$5,762/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$218,606/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,858
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,337
−HK$3,535/mo
Today · 4.125%
HK$118,872
baseline
▲ 0.50% · 4.625%
HK$126,105
+HK$7,233/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$237,744/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,441
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,778
−HK$3,386/mo
Today · 4.125%
HK$131,164
baseline
▲ 0.50% · 4.625%
HK$138,077
+HK$6,913/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$262,328/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,501
−HK$8,183/mo
▼ 0.25% · 3.875%
HK$134,560
−HK$4,124/mo
Today · 4.125%
HK$138,684
baseline
▲ 0.50% · 4.625%
HK$147,123
+HK$8,439/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$277,368/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,181
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$149,074
−HK$3,950/mo
Today · 4.125%
HK$153,024
baseline
▲ 0.50% · 4.625%
HK$161,090
+HK$8,066/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$306,048/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,786
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$173,006
−HK$5,302/mo
Today · 4.125%
HK$178,308
baseline
▲ 0.50% · 4.625%
HK$189,158
+HK$10,850/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$356,616/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,661
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$191,667
−HK$5,078/mo
Today · 4.125%
HK$196,745
baseline
▲ 0.50% · 4.625%
HK$207,116
+HK$10,371/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$393,490/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,360 · Scale 2, in force from 26 Feb 2026)