LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,217
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,116
−HK$2,946/mo
Today · 4.125%
HK$99,062
baseline
▲ 0.50% · 4.625%
HK$105,090
+HK$6,028/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$198,124/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,703
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,484
−HK$2,822/mo
Today · 4.125%
HK$109,306
baseline
▲ 0.50% · 4.625%
HK$115,067
+HK$5,761/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$218,612/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,860
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$115,340
−HK$3,535/mo
Today · 4.125%
HK$118,875
baseline
▲ 0.50% · 4.625%
HK$126,108
+HK$7,233/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$237,750/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,443
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$127,781
−HK$3,386/mo
Today · 4.125%
HK$131,167
baseline
▲ 0.50% · 4.625%
HK$138,081
+HK$6,914/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$262,334/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,504
−HK$8,183/mo
▼ 0.25% · 3.875%
HK$134,563
−HK$4,124/mo
Today · 4.125%
HK$138,687
baseline
▲ 0.50% · 4.625%
HK$147,126
+HK$8,439/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$277,374/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,184
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$149,078
−HK$3,950/mo
Today · 4.125%
HK$153,028
baseline
▲ 0.50% · 4.625%
HK$161,094
+HK$8,066/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$306,056/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,790
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$173,010
−HK$5,302/mo
Today · 4.125%
HK$178,312
baseline
▲ 0.50% · 4.625%
HK$189,162
+HK$10,850/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$356,624/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,665
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$191,671
−HK$5,079/mo
Today · 4.125%
HK$196,750
baseline
▲ 0.50% · 4.625%
HK$207,121
+HK$10,371/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$393,500/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,399 · Scale 2, in force from 26 Feb 2026)