LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,218
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,117
−HK$2,946/mo
Today · 4.125%
HK$99,063
baseline
▲ 0.50% · 4.625%
HK$105,091
+HK$6,028/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$198,126/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,704
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,485
−HK$2,822/mo
Today · 4.125%
HK$109,307
baseline
▲ 0.50% · 4.625%
HK$115,068
+HK$5,761/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$218,614/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,861
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$115,341
−HK$3,535/mo
Today · 4.125%
HK$118,876
baseline
▲ 0.50% · 4.625%
HK$126,109
+HK$7,233/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$237,752/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,445
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,782
−HK$3,386/mo
Today · 4.125%
HK$131,168
baseline
▲ 0.50% · 4.625%
HK$138,082
+HK$6,914/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$262,336/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,505
−HK$8,184/mo
▼ 0.25% · 3.875%
HK$134,564
−HK$4,125/mo
Today · 4.125%
HK$138,689
baseline
▲ 0.50% · 4.625%
HK$147,128
+HK$8,439/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$277,378/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,185
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$149,079
−HK$3,950/mo
Today · 4.125%
HK$153,029
baseline
▲ 0.50% · 4.625%
HK$161,096
+HK$8,067/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$306,058/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,792
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$173,011
−HK$5,303/mo
Today · 4.125%
HK$178,314
baseline
▲ 0.50% · 4.625%
HK$189,164
+HK$10,850/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$356,628/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,667
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$191,673
−HK$5,079/mo
Today · 4.125%
HK$196,752
baseline
▲ 0.50% · 4.625%
HK$207,123
+HK$10,371/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$393,504/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,417 · Scale 2, in force from 26 Feb 2026)