LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,224
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,124
−HK$2,946/mo
Today · 4.125%
HK$99,070
baseline
▲ 0.50% · 4.625%
HK$105,098
+HK$6,028/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$198,140/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,711
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,492
−HK$2,822/mo
Today · 4.125%
HK$109,314
baseline
▲ 0.50% · 4.625%
HK$115,076
+HK$5,762/mo
Deposit HK$20.44M · loan HK$20.44M · min. income ≈ HK$218,628/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,869
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$115,349
−HK$3,535/mo
Today · 4.125%
HK$118,884
baseline
▲ 0.50% · 4.625%
HK$126,118
+HK$7,234/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$237,768/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,453
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$127,791
−HK$3,386/mo
Today · 4.125%
HK$131,177
baseline
▲ 0.50% · 4.625%
HK$138,091
+HK$6,914/mo
Deposit HK$16.35M · loan HK$24.53M · min. income ≈ HK$262,354/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,514
−HK$8,184/mo
▼ 0.25% · 3.875%
HK$134,573
−HK$4,125/mo
Today · 4.125%
HK$138,698
baseline
▲ 0.50% · 4.625%
HK$147,138
+HK$8,440/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$277,396/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,195
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$149,089
−HK$3,951/mo
Today · 4.125%
HK$153,040
baseline
▲ 0.50% · 4.625%
HK$161,107
+HK$8,067/mo
Deposit HK$12.26M · loan HK$28.62M · min. income ≈ HK$306,080/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,803
−HK$10,523/mo
▼ 0.25% · 3.875%
HK$173,023
−HK$5,303/mo
Today · 4.125%
HK$178,326
baseline
▲ 0.50% · 4.625%
HK$189,177
+HK$10,851/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$356,652/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,680
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$191,686
−HK$5,079/mo
Today · 4.125%
HK$196,765
baseline
▲ 0.50% · 4.625%
HK$207,137
+HK$10,372/mo
Deposit HK$4.09M · loan HK$36.79M · min. income ≈ HK$393,530/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,534 · Scale 2, in force from 26 Feb 2026)