LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,323
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,613
−HK$295/mo
Today · 4.125%
HK$9,908
baseline
▲ 0.50% · 4.625%
HK$10,511
+HK$603/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,816/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,372
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,650
−HK$283/mo
Today · 4.125%
HK$10,933
baseline
▲ 0.50% · 4.625%
HK$11,509
+HK$576/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,866/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,188
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,536
−HK$354/mo
Today · 4.125%
HK$11,890
baseline
▲ 0.50% · 4.625%
HK$12,613
+HK$723/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$23,780/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,447
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,780
−HK$339/mo
Today · 4.125%
HK$13,119
baseline
▲ 0.50% · 4.625%
HK$13,811
+HK$692/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$26,238/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,053
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,459
−HK$412/mo
Today · 4.125%
HK$13,871
baseline
▲ 0.50% · 4.625%
HK$14,715
+HK$844/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,742/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,521
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,910
−HK$396/mo
Today · 4.125%
HK$15,306
baseline
▲ 0.50% · 4.625%
HK$16,112
+HK$806/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,612/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,782
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,304
−HK$530/mo
Today · 4.125%
HK$17,834
baseline
▲ 0.50% · 4.625%
HK$18,920
+HK$1,086/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,668/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,670
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,171
−HK$508/mo
Today · 4.125%
HK$19,679
baseline
▲ 0.50% · 4.625%
HK$20,716
+HK$1,037/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,358/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,846 · Scale 2, in force from 26 Feb 2026)