LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,324
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,614
−HK$294/mo
Today · 4.125%
HK$9,908
baseline
▲ 0.50% · 4.625%
HK$10,511
+HK$603/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,816/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,373
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,651
−HK$282/mo
Today · 4.125%
HK$10,933
baseline
▲ 0.50% · 4.625%
HK$11,509
+HK$576/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,866/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,188
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,536
−HK$354/mo
Today · 4.125%
HK$11,890
baseline
▲ 0.50% · 4.625%
HK$12,614
+HK$724/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$23,780/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,447
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,781
−HK$339/mo
Today · 4.125%
HK$13,120
baseline
▲ 0.50% · 4.625%
HK$13,811
+HK$691/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$26,240/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,053
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,459
−HK$413/mo
Today · 4.125%
HK$13,872
baseline
▲ 0.50% · 4.625%
HK$14,716
+HK$844/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,744/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,522
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,911
−HK$395/mo
Today · 4.125%
HK$15,306
baseline
▲ 0.50% · 4.625%
HK$16,113
+HK$807/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,612/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,783
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,305
−HK$530/mo
Today · 4.125%
HK$17,835
baseline
▲ 0.50% · 4.625%
HK$18,920
+HK$1,085/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,670/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,671
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,171
−HK$508/mo
Today · 4.125%
HK$19,679
baseline
▲ 0.50% · 4.625%
HK$20,717
+HK$1,038/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,358/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,878 · Scale 2, in force from 26 Feb 2026)