LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,243
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,143
−HK$2,947/mo
Today · 4.125%
HK$99,090
baseline
▲ 0.50% · 4.625%
HK$105,119
+HK$6,029/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$198,180/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,732
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,514
−HK$2,822/mo
Today · 4.125%
HK$109,336
baseline
▲ 0.50% · 4.625%
HK$115,099
+HK$5,763/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$218,672/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,891
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,372
−HK$3,536/mo
Today · 4.125%
HK$118,908
baseline
▲ 0.50% · 4.625%
HK$126,143
+HK$7,235/mo
Deposit HK$16.36M · loan HK$24.53M · min. income ≈ HK$237,816/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,478
−HK$6,725/mo
▼ 0.25% · 3.875%
HK$127,816
−HK$3,387/mo
Today · 4.125%
HK$131,203
baseline
▲ 0.50% · 4.625%
HK$138,119
+HK$6,916/mo
Deposit HK$16.36M · loan HK$24.53M · min. income ≈ HK$262,406/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,540
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$134,600
−HK$4,126/mo
Today · 4.125%
HK$138,726
baseline
▲ 0.50% · 4.625%
HK$147,167
+HK$8,441/mo
Deposit HK$12.27M · loan HK$28.62M · min. income ≈ HK$277,452/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,224
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$149,119
−HK$3,951/mo
Today · 4.125%
HK$153,070
baseline
▲ 0.50% · 4.625%
HK$161,139
+HK$8,069/mo
Deposit HK$12.27M · loan HK$28.62M · min. income ≈ HK$306,140/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,837
−HK$10,525/mo
▼ 0.25% · 3.875%
HK$173,058
−HK$5,304/mo
Today · 4.125%
HK$178,362
baseline
▲ 0.50% · 4.625%
HK$189,215
+HK$10,853/mo
Deposit HK$4.09M · loan HK$36.80M · min. income ≈ HK$356,724/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,717
−HK$10,088/mo
▼ 0.25% · 3.875%
HK$191,725
−HK$5,080/mo
Today · 4.125%
HK$196,805
baseline
▲ 0.50% · 4.625%
HK$207,179
+HK$10,374/mo
Deposit HK$4.09M · loan HK$36.80M · min. income ≈ HK$393,610/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,737,883 · Scale 2, in force from 26 Feb 2026)