LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,324
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,615
−HK$294/mo
Today · 4.125%
HK$9,909
baseline
▲ 0.50% · 4.625%
HK$10,512
+HK$603/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,818/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,373
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,652
−HK$282/mo
Today · 4.125%
HK$10,934
baseline
▲ 0.50% · 4.625%
HK$11,510
+HK$576/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,868/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,189
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,537
−HK$354/mo
Today · 4.125%
HK$11,891
baseline
▲ 0.50% · 4.625%
HK$12,615
+HK$724/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$23,782/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,448
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,782
−HK$339/mo
Today · 4.125%
HK$13,121
baseline
▲ 0.50% · 4.625%
HK$13,812
+HK$691/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$26,242/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,054
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,460
−HK$413/mo
Today · 4.125%
HK$13,873
baseline
▲ 0.50% · 4.625%
HK$14,717
+HK$844/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,746/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,523
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,912
−HK$395/mo
Today · 4.125%
HK$15,307
baseline
▲ 0.50% · 4.625%
HK$16,114
+HK$807/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,614/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,784
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,306
−HK$531/mo
Today · 4.125%
HK$17,837
baseline
▲ 0.50% · 4.625%
HK$18,922
+HK$1,085/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,674/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,672
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,173
−HK$508/mo
Today · 4.125%
HK$19,681
baseline
▲ 0.50% · 4.625%
HK$20,718
+HK$1,037/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,362/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,946 · Scale 2, in force from 26 Feb 2026)