LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,325
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,615
−HK$295/mo
Today · 4.125%
HK$9,910
baseline
▲ 0.50% · 4.625%
HK$10,513
+HK$603/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$19,820/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,374
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,653
−HK$282/mo
Today · 4.125%
HK$10,935
baseline
▲ 0.50% · 4.625%
HK$11,511
+HK$576/mo
Deposit HK$2.04M · loan HK$2.04M · min. income ≈ HK$21,870/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,190
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,539
−HK$353/mo
Today · 4.125%
HK$11,892
baseline
▲ 0.50% · 4.625%
HK$12,616
+HK$724/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$23,784/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,449
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,783
−HK$339/mo
Today · 4.125%
HK$13,122
baseline
▲ 0.50% · 4.625%
HK$13,813
+HK$691/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$26,244/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,055
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,462
−HK$412/mo
Today · 4.125%
HK$13,874
baseline
▲ 0.50% · 4.625%
HK$14,718
+HK$844/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,748/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,524
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,914
−HK$395/mo
Today · 4.125%
HK$15,309
baseline
▲ 0.50% · 4.625%
HK$16,116
+HK$807/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,618/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,786
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,308
−HK$530/mo
Today · 4.125%
HK$17,838
baseline
▲ 0.50% · 4.625%
HK$18,924
+HK$1,086/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,676/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,674
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,175
−HK$508/mo
Today · 4.125%
HK$19,683
baseline
▲ 0.50% · 4.625%
HK$20,720
+HK$1,037/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,366/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,021 · Scale 2, in force from 26 Feb 2026)