LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,254
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,155
−HK$2,947/mo
Today · 4.125%
HK$99,102
baseline
▲ 0.50% · 4.625%
HK$105,132
+HK$6,030/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$198,204/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,744
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,527
−HK$2,822/mo
Today · 4.125%
HK$109,349
baseline
▲ 0.50% · 4.625%
HK$115,113
+HK$5,764/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$218,698/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,905
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,386
−HK$3,536/mo
Today · 4.125%
HK$118,922
baseline
▲ 0.50% · 4.625%
HK$126,159
+HK$7,237/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$237,844/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,493
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$127,832
−HK$3,387/mo
Today · 4.125%
HK$131,219
baseline
▲ 0.50% · 4.625%
HK$138,136
+HK$6,917/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$262,438/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,556
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,617
−HK$4,126/mo
Today · 4.125%
HK$138,743
baseline
▲ 0.50% · 4.625%
HK$147,185
+HK$8,442/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$277,486/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,242
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,137
−HK$3,952/mo
Today · 4.125%
HK$153,089
baseline
▲ 0.50% · 4.625%
HK$161,159
+HK$8,070/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$306,178/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,858
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$173,079
−HK$5,305/mo
Today · 4.125%
HK$178,384
baseline
▲ 0.50% · 4.625%
HK$189,238
+HK$10,854/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$356,768/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,740
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$191,748
−HK$5,081/mo
Today · 4.125%
HK$196,829
baseline
▲ 0.50% · 4.625%
HK$207,204
+HK$10,375/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$393,658/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,096 · Scale 2, in force from 26 Feb 2026)