LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,255
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,156
−HK$2,947/mo
Today · 4.125%
HK$99,103
baseline
▲ 0.50% · 4.625%
HK$105,133
+HK$6,030/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$198,206/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,745
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,528
−HK$2,822/mo
Today · 4.125%
HK$109,350
baseline
▲ 0.50% · 4.625%
HK$115,114
+HK$5,764/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$218,700/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,906
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,387
−HK$3,537/mo
Today · 4.125%
HK$118,924
baseline
▲ 0.50% · 4.625%
HK$126,160
+HK$7,236/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$237,848/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,494
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$127,833
−HK$3,387/mo
Today · 4.125%
HK$131,220
baseline
▲ 0.50% · 4.625%
HK$138,137
+HK$6,917/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$262,440/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,557
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,618
−HK$4,126/mo
Today · 4.125%
HK$138,744
baseline
▲ 0.50% · 4.625%
HK$147,186
+HK$8,442/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$277,488/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,243
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$149,139
−HK$3,952/mo
Today · 4.125%
HK$153,091
baseline
▲ 0.50% · 4.625%
HK$161,160
+HK$8,069/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$306,182/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,859
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$173,080
−HK$5,305/mo
Today · 4.125%
HK$178,385
baseline
▲ 0.50% · 4.625%
HK$189,240
+HK$10,855/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$356,770/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,742
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$191,750
−HK$5,081/mo
Today · 4.125%
HK$196,831
baseline
▲ 0.50% · 4.625%
HK$207,206
+HK$10,375/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$393,662/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,112 · Scale 2, in force from 26 Feb 2026)