LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,258
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,159
−HK$2,947/mo
Today · 4.125%
HK$99,106
baseline
▲ 0.50% · 4.625%
HK$105,137
+HK$6,031/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$198,212/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,749
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,531
−HK$2,823/mo
Today · 4.125%
HK$109,354
baseline
▲ 0.50% · 4.625%
HK$115,118
+HK$5,764/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$218,708/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,910
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,391
−HK$3,536/mo
Today · 4.125%
HK$118,927
baseline
▲ 0.50% · 4.625%
HK$126,164
+HK$7,237/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$237,854/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,498
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$127,837
−HK$3,388/mo
Today · 4.125%
HK$131,225
baseline
▲ 0.50% · 4.625%
HK$138,142
+HK$6,917/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$262,450/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,561
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$134,622
−HK$4,127/mo
Today · 4.125%
HK$138,749
baseline
▲ 0.50% · 4.625%
HK$147,191
+HK$8,442/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$277,498/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,248
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,144
−HK$3,951/mo
Today · 4.125%
HK$153,095
baseline
▲ 0.50% · 4.625%
HK$161,165
+HK$8,070/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$306,190/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,865
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$173,086
−HK$5,305/mo
Today · 4.125%
HK$178,391
baseline
▲ 0.50% · 4.625%
HK$189,246
+HK$10,855/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$356,782/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,748
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$191,756
−HK$5,081/mo
Today · 4.125%
HK$196,837
baseline
▲ 0.50% · 4.625%
HK$207,213
+HK$10,376/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$393,674/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,168 · Scale 2, in force from 26 Feb 2026)