LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,265
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,166
−HK$2,947/mo
Today · 4.125%
HK$99,113
baseline
▲ 0.50% · 4.625%
HK$105,144
+HK$6,031/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$198,226/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,756
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,539
−HK$2,823/mo
Today · 4.125%
HK$109,362
baseline
▲ 0.50% · 4.625%
HK$115,126
+HK$5,764/mo
Deposit HK$20.45M · loan HK$20.45M · min. income ≈ HK$218,724/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,918
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,399
−HK$3,537/mo
Today · 4.125%
HK$118,936
baseline
▲ 0.50% · 4.625%
HK$126,173
+HK$7,237/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$237,872/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,507
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$127,846
−HK$3,388/mo
Today · 4.125%
HK$131,234
baseline
▲ 0.50% · 4.625%
HK$138,151
+HK$6,917/mo
Deposit HK$16.36M · loan HK$24.54M · min. income ≈ HK$262,468/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,571
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,632
−HK$4,126/mo
Today · 4.125%
HK$138,758
baseline
▲ 0.50% · 4.625%
HK$147,202
+HK$8,444/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$277,516/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,258
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$149,154
−HK$3,952/mo
Today · 4.125%
HK$153,106
baseline
▲ 0.50% · 4.625%
HK$161,177
+HK$8,071/mo
Deposit HK$12.27M · loan HK$28.63M · min. income ≈ HK$306,212/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,876
−HK$10,528/mo
▼ 0.25% · 3.875%
HK$173,098
−HK$5,306/mo
Today · 4.125%
HK$178,404
baseline
▲ 0.50% · 4.625%
HK$189,259
+HK$10,855/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$356,808/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,761
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$191,770
−HK$5,081/mo
Today · 4.125%
HK$196,851
baseline
▲ 0.50% · 4.625%
HK$207,227
+HK$10,376/mo
Deposit HK$4.09M · loan HK$36.81M · min. income ≈ HK$393,702/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,738,291 · Scale 2, in force from 26 Feb 2026)