LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,327
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,617
−HK$294/mo
Today · 4.125%
HK$9,911
baseline
▲ 0.50% · 4.625%
HK$10,515
+HK$604/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,822/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,376
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,654
−HK$282/mo
Today · 4.125%
HK$10,936
baseline
▲ 0.50% · 4.625%
HK$11,513
+HK$577/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,872/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,192
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,540
−HK$354/mo
Today · 4.125%
HK$11,894
baseline
▲ 0.50% · 4.625%
HK$12,617
+HK$723/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$23,788/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,451
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,785
−HK$339/mo
Today · 4.125%
HK$13,124
baseline
▲ 0.50% · 4.625%
HK$13,815
+HK$691/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$26,248/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,057
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,463
−HK$413/mo
Today · 4.125%
HK$13,876
baseline
▲ 0.50% · 4.625%
HK$14,720
+HK$844/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,752/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,526
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,916
−HK$395/mo
Today · 4.125%
HK$15,311
baseline
▲ 0.50% · 4.625%
HK$16,118
+HK$807/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,622/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,788
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,310
−HK$531/mo
Today · 4.125%
HK$17,841
baseline
▲ 0.50% · 4.625%
HK$18,926
+HK$1,085/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,682/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,676
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,177
−HK$508/mo
Today · 4.125%
HK$19,685
baseline
▲ 0.50% · 4.625%
HK$20,723
+HK$1,038/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,370/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,134 · Scale 2, in force from 26 Feb 2026)